Annuitization Publication

Written by: Bob Toth

We have mentioned the use of annuities a few times on this blog, and we recently published an article with CCH which explained how the Qualified Plan Distributed Annuity (the "QPDA") solves the portability problem related to distributing annuities from defined contribution plans.

QPDAs are only a piece of the story. Annuitizing from DC plans also involves accumulating income guarantees within an ongoing plan. Bob Kistler, Nick Curabba, and I have just published another article (this time with BNA) which provides a general technical overview on the nuts and bolts of annuitizing from defined contribution plans.  It is only an overview (since a complete technical analysis on each of the issues may actually be able to fill a book), but we hope you find it useful and would appreciate your comments.